Insuring Your HomeInsuring Your Home


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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.

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Actual Cash Value And Replacement Cost Home Insurance Coverage: What To Know

As you compare home insurance policies, you might notice that some insurers give you actual cash value coverage while others offer a replacement cost option. Both of these coverage types deal with the payments you will get in an insurance claim; however, they pay out in different ways. Read on to learn about the differences between these two types of home insurance coverage. What Is Actual Cash Value Coverage? Actual cash value coverage applies deprecation costs to your insured property and items. Read More 

3 Reasons To Get Flood Insurance

A home is a significant investment and a valuable asset that you should protect and keep safe. One way to protect your home is to get insurance against different threats. Unfortunately, homeowners only consider getting homeowners insurance.  However, most home insurers don't offer flood damage in their policies, so you might need to supplement and get a flood insurance policy. While it may seem like you have been doing fine without flood insurance and floods don't seem like a threat to you, here are reasons to get it. Read More 

5 Tips To Help You Save Money On Your Auto Insurance Policy

For many people, being able to save money on their auto insurance policy is a major priority. This is especially true as many industries are experiencing record-high inflation rates causing the average person's monthly expenses to soar. If you have found yourself in this same position, you will be glad to know that saving money on your car insurance can be a very simple task when using the five tips below. Read More 

Learn More About Cyber Liability Insurance Coverage

Cyber liability insurance is insurance that businesses can obtain to offer them coverage options to help protect them from cybersecurity issues and threats. Even if you are a small business owner, the chances are that you take care of quite a bit of your business online. Any of the data that's available online can fall prey to those cyber threats. It's important for you to gain a good grasp on cyber liability insurance, so you recognize its importance and make the best choices to protect your business, as well as your staff, clients, and anyone else with information that you have been trusted with. Read More 

When Should You Contact Your Auto Insurance Agent?

Your auto insurance agent doesn't just sell the insurance policy and leave you to handle everything afterward. Instead, they represent and serve as a link between you and your insurance provider. When you face different car scenarios and experiences, your car insurance agent steps in to work on relevant processes. So, you need to understand the different circumstances under which to contact your auto insurance agent. Read on to find out when to do so. Read More