Insuring Your HomeInsuring Your Home

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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.




3 Ways To Increase The Value Of Your Home And Decrease Coverage Costs

One of the things you'll want to do is take good care of your property. The key to making this possible will rest in making it look better and keeping costs down. This may not seem like a combination that would typically go together but it can. There are numerous home improvements you can make that may end up lowering the costs of your home insurance. Being aware of certain things you can do may be the first step in getting these accomplished. Read More 

Understanding SR-22 Insurance

Auto insurance can be a complex product to purchase. Each state has different minimum coverage limits that must be met, and these coverage limits can be different from the limits required by a lender if your car has been financed. Basic auto insurance is challenging enough to navigate, but adding SR-22 insurance to the mix can really confuse drivers. Gaining a better understanding of SR-22 insurance will help you better utilize this product if you need it in the future. Read More 

Flood Insurance: What Does It Really Cover?

If you live in a flood plain, your homeowner's insurance company may require you to carry flood insurance. If it is not the insurance company itself, your mortgage lender may demand it. Yet, what exactly does flood insurance cover? Where does flood insurance begin and homeowner's insurance end? They are, for all intents and purposes, two separate home coverage policies. To be ready for any floods, you should know what is covered and how to file when you do have flood damage. Read More 

3 Tips For Lowering The Cost Of Homeowner’s Coverage

One of the things you'll want to do is ensure your property is protected at all times. This means having the right amount of homeowners insurance in place and taking the time to get the best policy for your home. It can take research and effort to make this possible. However, one of the top things on your list may be finding ways to pay the least for your coverage. Learning specific tips that will allow you to do this is sure to be high on your priority list. Read More 

Teenage Driver In The Family? 4 Steps To Take When Purchasing Auto Insurance For Them

Now that it's time for your teen to get their drivers license, you may be dealing with some mixed emotions. On the positive side, you won't need to drive them around anymore. On the negative side, you now need to pay for auto insurance for them. Purchasing auto insurance for a teen driver can be costly, but it doesn't need to be break-the-bank expensive. In fact, with some careful planning, you can save some money on your teens auto insurance. Read More