Insuring Your HomeInsuring Your Home


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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.

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Protect Your Rock: Insurance And Engagement Rings

That sparkling rock on your finger means a lot more to you than just precious metal and stone, it stands as a symbol of you and your fiance's commitment to be there for each other forever. These precious tokens of love can be costly, but will last well beyond your lifetime, unless something happens to it. This ring can be considered, among other things, a financial investment and should be protected like the valuable piece of personal property that it is. Read More 

3 Things You Should Know About Getting Car Insurance

If you own a car you are probably wondering what you should expect to pay for car insurance. The amount that you pay for car insurance depends on so many factors. Before you purchase a car or car insurance it is important that you educate yourself so you know what to expect with all the different expenses. Here are some things you should know: 1. Your Insurance Will Be Calculated Based on How Much Your Car Costs Read More 

Buying Life Insurance: 3 Things First-Timers Need To Know

There are many things that you have to do in life that are scary, and purchasing life insurance is one of them. It isn't a task that you necessarily want to do because it makes you think about your death, but it is a task that is absolutely necessary if you want to ensure that your loved ones are well taken care of once you pass. While the process of buying life insurance itself can be a bit stressful, you are going to feel so much better about the financial safety of your loved ones once the purchase is complete. Read More 

Have A Wood Burning Stove? How To Enjoy Reasonable Home Insurance Rates

Wood burning stoves have a nasty reputation as far as home insurance is concerned. Many home owners will tell you how the stoves can cause your home insurance rates to skyrocket or even cause denied coverage. Those are extreme cases, but they are possible. Here are three things you can do to avoid becoming such an extreme example: Have It Installed By a Licensed Contractor                If your stove hasn't been installed yet, resist the urge to handle it like a DIY project even if you want to save money. Read More 

Is Non-Owner Car Insurance Necessary?

Car owners are not the only ones who need auto insurance. In certain circumstances, it might be necessary for a non-car owner to have coverage. If you do not own a car but drive a car occasionally, here is what you need to know. Why Do You Need Car Insurance? The thought of buying car insurance when you do not own a car might seem crazy, but there are some people who would benefit from having non-owner car insurance. Read More