Insuring Your HomeInsuring Your Home


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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.

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3 Coverages To Look For In A Homeowners Insurance Policy – Other Than Protection For Your House

Homeowners insurance is so-named because it helps protect your home from a variety of perils. The house you live in, however, isn't the only thing that needs insurance coverage. If you're shopping around for home insurance, here are several important coverages to look for -- other than coverage for your primary dwelling. Secondary Structures Coverage Secondary structures coverage, or other structures coverage, helps protect those structures on your property that aren't your primary dwelling. Read More 

Seeing Spikes In Insurance Rates? What Your Rights Are As A Policy Holder

When you receive an annual auto-renewal notice in the mail regarding your homeowners insurance, do you ever stop to read it? You should. There are changes listed on these notices that might affect you financially, and/or affect your decision to continue being a customer of that insurance company. Additionally, you might notice some spikes in your insurance rates. At this point, if the insurance company does not provide a logical and sensible explanation of the insurance hike on your bill, you have certain rights you can exercise to find out why. Read More 

Tips To Help Save You Money On Your Monthly Insurance Bills

Insurance is something you have to have, be it life insurance, health insurance, car insurance, or homeowners insurance. You have to be sure you are covered in the event of an accident of any kind such as a fall, a fender bender, or storm damage to your home. Although you do have to pay for these insurance benefits, it's nice to be able to save a few bucks on your monthly premiums. Read More 

The Extra Protections High-Value Home Insurance Affords – And Homeowners With Houses Over $750,000 Need

Standard home insurance policies meet the needs of most homeowners. Homeowners who have homes worth $750,000 or more, however, sometimes need more protection than standard homeowners policies afford. For these homeowners, a high-value home insurance policy might provide better coverage. Here's a look at some of the coverages that are included in many high-value policies. Higher Structural, Personal Property and Liability Limits High-value home insurance policies typically have the same primary coverages as standard policies: Read More 

About Doing Demolition Work As An Independent Contractor

Are you trying to get your first independent contract that involves demolishing an old building? Before moving forward, you should consider investing in a surety bond, available through companies like Service Insurance Company. The reason why is because you will have financial security in the event that the obligee fails to pay for the work that you provide. If you are working on the basis of getting paid after the work is complete, a surety bond will also allow you to prove to the obligee that you have the financial resources to complete the work. Read More