Insuring Your HomeInsuring Your Home


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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.

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5 Factors That Impact Your Car Insurance Rates

Are you shopping around for car insurance and feel confused as to why you're receiving different rate quotes from different providers? If so, it will help to know what factors impact your car insurance rates. 1. Your Vehicle The type of car that you drive will make a big impact on your auto insurance rates. This is due to your insurance company needing to cover the replacement cost of your vehicle, and one that is newer and more expensive is going to have a bigger impact on how much will potentially have to be paid out. Read More 

How Much Life Insurance Should You Have?

Purchasing life insurance is always a good decision to make, but the hardest part usually is choosing how much to get. Trying to decide how much life insurance to buy is often a big question people discuss with their spouses and with their life insurance agents, and the answer to this question always varies depending the person's unique life circumstances. Here are the top factors you should consider when buying life insurance. Read More 

How Your Car Insurance Handles Your Totaled Car

When a car is involved in a collision and incurs so much damage that it would cost more to fix the car than what the car is worth, the insurance company will typically consider the car totaled. If you are in a situation where you now have a totaled car due to an accident you caused, here is what you should expect from your car insurance company. They may not pay the claim Read More 

What To Do After Your Car Insurer Drops You

Having car insurance is not only required in most states, but it is also the only thing you have for the protection of your vehicle. Keeping your car covered is vital at all times, so you might be worried about what to do if you receive a letter from your car insurance company that states they are dropping your coverage. If this happens, here are some steps you may want to take to. Read More 

Mistakes to Avoid After an Accident

Hopefully, you'll never be involved in an auto accident. In reality, however, car accidents occur every day—and there's always a chance you could be in the wrong place at the wrong time. In the event that you are involved in a car accident, your health and well being is always a top priority. However, there are some mistakes you'll want to be careful to avoid when it comes to filing an insurance claim and receiving compensation for your injuries down the road. Read More