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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.



3 Reasons To Print Out Your Auto Insurance Declaration Page

All vehicles being operated on public roadways are required to have a valid insurance policy. 

You have probably marveled at the length of your policy when signing documents with your insurance provider. While it's important that you read all of the pages of your policy, you really only need to print out the declarations page.

Here are three reasons why you want to keep a copy of the declarations page for your auto insurance policy handy.

1. Verify Your Policy Information

The declarations page of an auto insurance policy acts as a summary of the coverage the policy provides.

You will see several important pieces of information included on the declarations page. This information includes things like the names of all insured drivers, the VIN of all insured vehicles, and the coverage limits for each insurance category (comprehensive, liability, personal injury, deductibles, etc.).

You want to verify that the information contained on the declarations page is correct each time your auto policy is renewed. Printing the page can help you more readily spot errors that might compromise your insurance coverage over time so that you can get them corrected as quickly as possible.

2. Compare Insurance Policies

Every driver wants to find the most affordable auto insurance policy available. In order to ensure that the policy you have now is the cheapest, you will need to compare quotes from multiple insurance companies.

The declarations page makes it extremely easy to complete these comparisons. Since the declarations page includes all vital information about policy coverage, you can use the declarations page from your own policy to compare against declaration pages from potential policies.

Having all of the information printed and in front of you simultaneously makes it easy to determine which policy offers the most bang for your buck.

3. Purchase a New Vehicle

If you are planning to purchase a new vehicle from a dealership, you won't be able to drive off the lot until you have provided proof of a valid insurance policy.

Many vehicles purchased through a dealership are financed. Finance companies want drivers to maintain a certain level of insurance coverage to protect their interest in the vehicle.

Printing off the declarations page from your new policy allows your dealership representative to quickly verify that you have met all insurance criteria. You won't have to worry about delays caused by your phone dying or an inability to connect to the Internet while trying to provide electronic proof of insurance.