Insuring Your HomeInsuring Your Home

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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.



When Should You Contact Your Auto Insurance Agent?

Your auto insurance agent doesn't just sell the insurance policy and leave you to handle everything afterward. Instead, they represent and serve as a link between you and your insurance provider. When you face different car scenarios and experiences, your car insurance agent steps in to work on relevant processes.

So, you need to understand the different circumstances under which to contact your auto insurance agent. Read on to find out when to do so.

To File and Streamline Your Claim Process

After an accident, you may be too stressed and overwhelmed to file a claim. The viable next step is to ask your auto insurance agent to file the claim for you. Suppose your claim faces difficulties, your auto insurance agent steps in to smoothen the process. Even though many don't directly handle claims, your car insurance agent will communicate to relevant bodies to keep your claim on track.

To Change Drivers or Vehicles

If you wish to change the drivers on your auto insurance policy, i.e., remove or add new drivers, please contact your auto insurance agent. You'll get proper guidance on all the involved steps in the process. When you take a vehicle on or off the policy, your agent gives you a quote regarding the price. For instance, if you sell your car, the agent tells you how much you'll save.

To Get Cheaper Insurance

Request your agent to review your policy, and you are likely to save some costs. This provision applies to incorrect rating options or when you missed some discounts. The adjustment takes corrective measures. For example, if your rate has risen, your auto insurance checks whether you can get a cheaper renewal option with your current insurance provider.

To Move to a Different Location

When you move to a new address, your insurance should still be able to contact you. You also want your agent to confirm if your insurance provider provides coverage in your new location. Your current auto insurance agent handles all the paperwork regarding the transfer. Also, you get a list of all agents available in your new area.

To Add a New Policy

Please contact your car insurance policy to add your house to the insurance when you plan to buy a home. You will likely get a discount when you acquire multiple insurance policies from the same provider. Request your agent to guide you through the process to get the homeowners' insurance coverage.


You don't want to go through difficult auto insurance circumstances alone when you have some source of assistance. Your trusted car insurance agent should be ready to help whenever you have questions or need help.

Reach out to your agent to learn more about auto insurance