Insuring Your HomeInsuring Your Home

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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.




How Insurance Agents Calculate Premiums And Ways To Cut Your Costs

If you asked five insurance companies for auto insurance quotes, you would likely end up with five different amounts. The amounts might be similar, though, as most insurance companies use similar models to calculate quotes. Here are some of the factors that agents use when determining quotes, and ways you can cut your auto insurance costs. Factors that Affect Auto Insurance Rates When insurance agents prepare quotes for people, they factor in many things before providing the amount. Read More 

3 Things You Need To Know About Your Auto Insurance

Auto insurance is a necessity that you may not give much thought to until you need to make a claim. However, the wrong auto insurance for your needs can cost you if you are in an accident. While most states do have minimum insurance requirements, going with the bare minimum is not always the best option. When choosing auto insurance, you need to do your research and find a plan that meets your needs. Read More 

Working With A Loss-Of-Income Claims Adjuster

Determining the compensation that a person should receive from an insurance claim can be a tricky process. However, it can have major consequences for the quality of life of the person that is applying for the claim. This is especially true when it comes to loss-of-income claims as this can represent a sizable amount of money. Should You Simply Use The Figures From The Insurance's Adjuster? While it is true that insurance companies will retain their own adjusters, you should be mindful of the fact that these professionals will be working for the insurance company itself. Read More 

3 Important Things To Consider When Buying Car Insurance

The internet makes it easier than ever to get multiple car insurance quotes so you can compare your options before purchasing a policy. If you're in the market for a new car insurance policy, it is in your best interest to get several quotes, but you do need to consider several things in order to ensure that you buy a policy that fits your needs. Taking the time to be diligent and do your research is a simple way to make sure that you select the right car insurance policy. Read More 

3 Tips To Make Your Car Insurance More Affordable

Are you tired of paying too much to insure your vehicle? Do you wish that you could just stop paying for insurance entirely? However much you might wish this, you probably already realize that this sort of thing is illegal. You can't drive without insurance, and you also can't have insurance unless you pay for it. But there are ways to lower the cost of your insurance so that it doesn't feel quite so burdensome to you. Read More