Insuring Your HomeInsuring Your Home


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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.

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Why Auto-Verifying Insurance Policies Is Better For Everyone

Verifying an insurance policy or an insured person's record used to require time to locate someone who could help you. Now, you can find automatic verification systems online that locate an insurance record in just a few seconds. If you can, start using this option because it has benefits for everyone involved. It Is Much Faster Than Calling Insurance Companies Normally, when you need to verify whether someone has a specific insurance policy or find out what their record of cancellations and reinstatements is, you'd call the company and speak to someone. Read More 

3 Things To Know About Buying Commercial Truck Insurance

If you or your business uses, owns, or manages commercial trucks, commercial truck insurance is essential for protecting the goods you transport and your company's financial future. You need to know a few things when purchasing commercial truck insurance.  1. There are a Few Types of Commercial Truck Insurance You have a few different options when you purchase your insurance policy. The policies that you'll need to purchase depend on your operations, but most individuals need to buy: Read More 

3 Reasons To Print Out Your Auto Insurance Declaration Page

All vehicles being operated on public roadways are required to have a valid insurance policy.  You have probably marveled at the length of your policy when signing documents with your insurance provider. While it's important that you read all of the pages of your policy, you really only need to print out the declarations page. Here are three reasons why you want to keep a copy of the declarations page for your auto insurance policy handy. Read More 

Actual Cash Value And Replacement Cost Home Insurance Coverage: What To Know

As you compare home insurance policies, you might notice that some insurers give you actual cash value coverage while others offer a replacement cost option. Both of these coverage types deal with the payments you will get in an insurance claim; however, they pay out in different ways. Read on to learn about the differences between these two types of home insurance coverage. What Is Actual Cash Value Coverage? Actual cash value coverage applies deprecation costs to your insured property and items. Read More 

3 Reasons To Get Flood Insurance

A home is a significant investment and a valuable asset that you should protect and keep safe. One way to protect your home is to get insurance against different threats. Unfortunately, homeowners only consider getting homeowners insurance.  However, most home insurers don't offer flood damage in their policies, so you might need to supplement and get a flood insurance policy. While it may seem like you have been doing fine without flood insurance and floods don't seem like a threat to you, here are reasons to get it. Read More