Insuring Your HomeInsuring Your Home


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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.

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How To Think About Risk And Commercial Insurance

The entire purpose of commercial insurance is to hedge some of the risks a business faces. However, there are many types of risks and insurance. It's important to think about your risk profile before working with a commercial insurance agency to set up a policy. Here is a look at how you should think about pairing your risk profile with the right insurance. Itemize Your Known Risks You'll want to develop an itemized list of the risks you know that your business faces. Read More 

3 Reasons People Choose Term Life Insurance

If you are interested in buying a life insurance plan, you might want to evaluate your options. You can choose from several life insurance types, but the most common type is term life insurance. Term life insurance is popular because of its benefits, and here are the top three reasons people choose this type over others. 1. It Provides Coverage When You Need It the Most A term life insurance policy is unique in one way – it lasts for a stated time. Read More 

What Insurance Do You Need For A Vacation?

Planning for a vacation takes more than just figuring out where you want to go and finding cheap flights. You also need to make sure your family is protected from things that might go wrong when you travel. To do that, you need the right insurance coverage. Vacant Home Insurance If you're going to be gone for weeks, you need to check to see if your home insurance has vacant home exclusions. Read More 

How Insurance Agents Calculate Premiums And Ways To Cut Your Costs

If you asked five insurance companies for auto insurance quotes, you would likely end up with five different amounts. The amounts might be similar, though, as most insurance companies use similar models to calculate quotes. Here are some of the factors that agents use when determining quotes, and ways you can cut your auto insurance costs. Factors that Affect Auto Insurance Rates When insurance agents prepare quotes for people, they factor in many things before providing the amount. Read More 

3 Things You Need To Know About Your Auto Insurance

Auto insurance is a necessity that you may not give much thought to until you need to make a claim. However, the wrong auto insurance for your needs can cost you if you are in an accident. While most states do have minimum insurance requirements, going with the bare minimum is not always the best option. When choosing auto insurance, you need to do your research and find a plan that meets your needs. Read More