Insuring Your HomeInsuring Your Home

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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.




Flood Insurance: What Does It Really Cover?

If you live in a flood plain, your homeowner's insurance company may require you to carry flood insurance. If it is not the insurance company itself, your mortgage lender may demand it. Yet, what exactly does flood insurance cover? Where does flood insurance begin and homeowner's insurance end? They are, for all intents and purposes, two separate home coverage policies. To be ready for any floods, you should know what is covered and how to file when you do have flood damage. Read More 

3 Tips For Lowering The Cost Of Homeowner’s Coverage

One of the things you'll want to do is ensure your property is protected at all times. This means having the right amount of homeowners insurance in place and taking the time to get the best policy for your home. It can take research and effort to make this possible. However, one of the top things on your list may be finding ways to pay the least for your coverage. Learning specific tips that will allow you to do this is sure to be high on your priority list. Read More 

Teenage Driver In The Family? 4 Steps To Take When Purchasing Auto Insurance For Them

Now that it's time for your teen to get their drivers license, you may be dealing with some mixed emotions. On the positive side, you won't need to drive them around anymore. On the negative side, you now need to pay for auto insurance for them. Purchasing auto insurance for a teen driver can be costly, but it doesn't need to be break-the-bank expensive. In fact, with some careful planning, you can save some money on your teens auto insurance. Read More 

Starting A Business? 3 Things To Know About General Liability Insurance

If you are starting a business, one of the first things you need to do is make sure that you protect yourself with a general liability insurance policy. Basically every business should carry a general liability insurance policy in order to protect their investment and make it easier to enter into business contracts. Not Required by Law First, it is important to understand that the law in the United States doesn't require you to carry general liability insurance. Read More 

Questions To Ask Your Insurance Agent To Get A Better Quote

If you're shopping around for a home, life, or auto insurance policy, you may have found that there can be a huge difference in premiums across different providers. Because many consumers just don't understand the way insurance is priced or sold, they typically end up drastically overpaying. Before you find yourself overpaying or frustrated by the insurance shopping process, consider asking your agent some of these questions. What am I paying for? Read More