Insuring Your HomeInsuring Your Home

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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.




Factors That Will Cause Your Car Insurance Rates to Drop

If you feel like you are overpaying for your auto insurance, that might be due to the company your insurance is through, but you might also be paying more if you are young and have a bad driving record. If you want to know when your car rates will drop, here are some of the factors that might be causing it to be higher than it should be right now. Read More 

6 Reasons It’s A Good Idea To Invest In A Juvenile Driving Course

Having a brand-new, young driver in your home can be stressful. You likely worry about their safety at all times. Whether you have a teen or a young adult who is learning to drive for their first time, it can be worthwhile to invest in a juvenile driving course. This allows a professional to guide the individual so that they can become an even better driver. Here are the top reasons why it's a good idea to invest in a juvenile remedial course. Read More 

3 Ways To Increase The Value Of Your Home And Decrease Coverage Costs

One of the things you'll want to do is take good care of your property. The key to making this possible will rest in making it look better and keeping costs down. This may not seem like a combination that would typically go together but it can. There are numerous home improvements you can make that may end up lowering the costs of your home insurance. Being aware of certain things you can do may be the first step in getting these accomplished. Read More 

Understanding SR-22 Insurance

Auto insurance can be a complex product to purchase. Each state has different minimum coverage limits that must be met, and these coverage limits can be different from the limits required by a lender if your car has been financed. Basic auto insurance is challenging enough to navigate, but adding SR-22 insurance to the mix can really confuse drivers. Gaining a better understanding of SR-22 insurance will help you better utilize this product if you need it in the future. Read More 

Flood Insurance: What Does It Really Cover?

If you live in a flood plain, your homeowner's insurance company may require you to carry flood insurance. If it is not the insurance company itself, your mortgage lender may demand it. Yet, what exactly does flood insurance cover? Where does flood insurance begin and homeowner's insurance end? They are, for all intents and purposes, two separate home coverage policies. To be ready for any floods, you should know what is covered and how to file when you do have flood damage. Read More