Insuring Your HomeInsuring Your Home


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Insuring Your Home

When we started thinking about buying a home, I realized that we had a boatload of work to do. I knew that we needed to save up a down payment, talk with a mortgage broker, and most importantly--figure out what we were doing about homeowners insurance. Fortunately, a friend of mine told me about a great insurance broker in our area who handled that kind of thing. We met with her to talk about our options, and before we knew it, we had found a policy that really melded with our budget and lifestyle. This blog is all about insuring your home.

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Is Non-Owner Car Insurance Necessary?

Car owners are not the only ones who need auto insurance. In certain circumstances, it might be necessary for a non-car owner to have coverage. If you do not own a car but drive a car occasionally, here is what you need to know. Why Do You Need Car Insurance? The thought of buying car insurance when you do not own a car might seem crazy, but there are some people who would benefit from having non-owner car insurance. Read More 

3 Coverages To Look For In A Homeowners Insurance Policy – Other Than Protection For Your House

Homeowners insurance is so-named because it helps protect your home from a variety of perils. The house you live in, however, isn't the only thing that needs insurance coverage. If you're shopping around for home insurance, here are several important coverages to look for -- other than coverage for your primary dwelling. Secondary Structures Coverage Secondary structures coverage, or other structures coverage, helps protect those structures on your property that aren't your primary dwelling. Read More 

Seeing Spikes In Insurance Rates? What Your Rights Are As A Policy Holder

When you receive an annual auto-renewal notice in the mail regarding your homeowners insurance, do you ever stop to read it? You should. There are changes listed on these notices that might affect you financially, and/or affect your decision to continue being a customer of that insurance company. Additionally, you might notice some spikes in your insurance rates. At this point, if the insurance company does not provide a logical and sensible explanation of the insurance hike on your bill, you have certain rights you can exercise to find out why. Read More 

Tips To Help Save You Money On Your Monthly Insurance Bills

Insurance is something you have to have, be it life insurance, health insurance, car insurance, or homeowners insurance. You have to be sure you are covered in the event of an accident of any kind such as a fall, a fender bender, or storm damage to your home. Although you do have to pay for these insurance benefits, it's nice to be able to save a few bucks on your monthly premiums. Read More 

The Extra Protections High-Value Home Insurance Affords – And Homeowners With Houses Over $750,000 Need

Standard home insurance policies meet the needs of most homeowners. Homeowners who have homes worth $750,000 or more, however, sometimes need more protection than standard homeowners policies afford. For these homeowners, a high-value home insurance policy might provide better coverage. Here's a look at some of the coverages that are included in many high-value policies. Higher Structural, Personal Property and Liability Limits High-value home insurance policies typically have the same primary coverages as standard policies: Read More